CIBC Dividend Visa Infinite Review Canada 2026
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The CIBC Dividend Visa Infinite is built for families who spend heavily on both groceries and gas. At 20/year on the Visa Infinite network, here is everything you need to know before applying.
CIBC Credit Cards at a Glance
Why the CIBC Dividend Visa Infinite Stands Out
✓ What makes it worth it:
- Only card in Canada with 4% on BOTH groceries and gas
- 2% on dining and recurring bills is solid
- Visa Infinite perks and insurance
- Cash back deposited annually
✗ What to consider:
- 20 annual fee
- Requires 0,000 household income or 0,000 personal
- Cash back paid annually (not monthly)
- Costco does not code as grocery
Verdict: Who Should Get This Card?
The only card offering 4% on both groceries and gas simultaneously. If your combined grocery + gas spend exceeds ,000/month, this card outearns every free alternative even after the 20 fee. The math is clear for families with cars. For more options, see our see top cashback cards guide.
Ready to apply? Go directly to CIBC:
APPLY ON CIBC →✓ Official CIBC website | ✓ Secure application | ✓ Takes 5-10 minutes
What credit score do I need for the CIBC Dividend Visa Infinite? ▼
Most Visa Infinite and premium cards require a credit score of 700+ and household income of $60,000+. Check CIBC's website for exact requirements.
Is the 20/year annual fee worth it? ▼
This card has no annual fee, so there is no break-even threshold. Any rewards you earn are pure profit.
Can I get the CIBC Dividend Visa Infinite as a newcomer to Canada? ▼
CIBC has dedicated newcomer programs. If you have been in Canada less than 5 years, check their newcomer page for cards with relaxed eligibility.
This review is for informational purposes only and does not constitute financial advice. Credit card terms and conditions change. Verify current details directly on the CIBC website before applying.
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