CIBC Select Visa Review Canada 2026
Anúncios
The CIBC Select Visa is built for cibc customers who need a balance transfer within their bank. At 9/year on the Visa network, here is everything you need to know before applying.
CIBC Credit Cards at a Glance
Why the CIBC Select Visa Stands Out
✓ What makes it worth it:
- 0% for 10 months is strong
- 13.99% ongoing rate after promo
- Purchase protection and extended warranty
- Good for CIBC customers who want to stay in-bank
✗ What to consider:
- 9 annual fee
- MBNA offers 12 months at 0% with no fee
- No rewards
- Cannot transfer between CIBC cards
Verdict: Who Should Get This Card?
A decent balance transfer option if you already bank with CIBC and want to keep things simple. But objectively, MBNA True Line (12 months at 0%, no annual fee) is better on every metric. Choose CIBC Select only if CIBC integration matters to you. For more options, see our see balance transfer options guide.
Ready to apply? Go directly to CIBC:
APPLY ON CIBC →✓ Official CIBC website | ✓ Secure application | ✓ Takes 5-10 minutes
What credit score do I need for the CIBC Select Visa? ▼
Standard CIBC cards typically require a score of 650+. If your score is below that, consider a secured card first to build history.
Is the 9/year annual fee worth it? ▼
Calculate your expected annual rewards based on the earn rates above. If they exceed 9/year, the card pays for itself. Most cardholders who spend $2,000+/month break even easily.
Can I get the CIBC Select Visa as a newcomer to Canada? ▼
CIBC has dedicated newcomer programs. If you have been in Canada less than 5 years, check their newcomer page for cards with relaxed eligibility.
This review is for informational purposes only and does not constitute financial advice. Credit card terms and conditions change. Verify current details directly on the CIBC website before applying.
Comentários