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July 2026 has passed, and the annual GIS reset has already happened. Your new GIS amount for July–September 2026 is based on your 2025 tax return. If you filed by April 30, your new amount should have appeared in the July 31 deposit. If July came as $0, your 2025 return likely was not processed in time.
Next official deposit: August 27, 2026 — followed by September 25 and October 28. OAS and GIS are paid on the same day.
How to check if your GIS stopped or was reduced
Log into your My Service Canada Account and check:
- Go to “Check your retirement, disability and survivor benefits”
- Click on GIS and view your current payment amount
- Check the “Messages” section for any renewal notices or alerts
If your GIS shows $0 or a reduced amount, the most common causes are:
- Missing 2025 tax return: If you did not file by April 30, Service Canada has no income data to calculate your GIS
- 2025 return not yet processed: Even if you filed on time, CRA may not have transmitted the data yet
- Income increased above the GIS threshold: Your 2025 income exceeded the limit
- Marital status change: A separation or new marriage that was not reported
What to do if July came as $0
If your July GIS payment was $0 or significantly lower than expected, here is what to do:
1. File your 2025 tax return immediately — if you have not filed yet. Without a filed return, Service Canada cannot calculate your GIS.
2. Check your CRA Notice of Assessment — Log into My CRA Account and confirm your 2025 return shows as “Assessed.” If it only shows as “Received,” CRA has not processed it yet.
3. Call Service Canada at 1-800-277-9914 — Ask them to verify your GIS status and whether they have received your income data from CRA.
4. Request a retroactive recalculation — If your July payment was $0 due to processing delays (not income above threshold), once your data is processed, you can request that your GIS be recalculated retroactively to July.
The good news: your GIS should resume with the August 27 deposit once CRA processes your 2025 return and transmits the data to Service Canada. The gap is usually filled retroactively if the cause was a processing delay.
Maximum GIS amounts July–September 2026
The current maximum GIS rates (July–September 2026):
- Single/Widowed: $1,123.17/month
- Couple (both receiving OAS): Up to $676.92/month each
- Couple (one receiving OAS): Up to $1,123.17/month
These amounts apply until the next quarterly adjustment in October 2026.
Next step in the guide
If your payment is still missing or delayed, the next step covers the detailed process for fixing late or stopped OAS/GIS payments.
See the 2026 update on fixing a late or stopped OAS/GIS payment →
When does the GIS reset happen each year?
What if I filed my 2025 taxes after July?
Does the November–January renewal cycle still apply?
Is this guide an official Service Canada publication?
Independent guide. Not affiliated with Service Canada or the Government of Canada. All figures are estimates for 2026 and may change quarterly. Confirm current procedures on the official site at canada.ca/service-canada before acting on any information here.