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The Guaranteed Income Supplement (GIS) is part of Canada’s Old Age Security program. It is a monthly, tax-free payment for eligible low-income people who receive the OAS pension. A person must meet the current official criteria, and Service Canada determines eligibility and payment.
Who may be eligible
The official eligibility page lists several conditions. In general, a person must be 65 or older, receive OAS, live in Canada, not be under a sponsorship agreement and have income below the current threshold for their situation. Income and marital status matter, so an amount or threshold from a different household situation may not apply.
Automatic enrolment or application
Service Canada may be able to automatically enrol a person when it has the required eligibility information. If an enrolment letter is not received, or Service Canada asks for an application, the individual should follow the current official instructions.
Online applications are handled through My Service Canada Account for people who meet the online-process conditions. Paper forms remain an official option for situations where they are needed.
Information to prepare
Before starting an official application, Canada.ca says an applicant may need identity information, income details, information about a spouse or common-law partner, residence history and banking details for direct deposit. The exact request depends on the applicant’s circumstances.
✓ Official Canada.ca page • ✓ Opens in a new tab