TD Cash Back Visa Infinite Review Canada 2026
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The TD Cash Back Visa Infinite is built for td customers who want cashback with visa infinite perks. At 9/year on the Visa Infinite network, here is everything you need to know before applying.
TD Credit Cards at a Glance
TravelTD First Class Travel Visa Infinite$139/yr. Flexible points for any travel purchase.I WANT THIS ↓Why the TD Cash Back Visa Infinite Stands Out
✓ What makes it worth it:
- 00 welcome bonus with low ,000 spend
- 3% on three major categories
- Visa Infinite perks included
- Lower fee than most Infinite cards (9)
✗ What to consider:
- 9 fee means you need to earn 9+ to break even
- Scotia Momentum offers 4% on groceries
- Not the best in any single category
Verdict: Who Should Get This Card?
A well-rounded card for TD customers who spend across groceries, gas, and bills. The 00 welcome bonus with only ,000 spend makes year one profitable. But if groceries dominate your spending, Scotia Momentum (4%) beats it. For more options, see our see top cashback cards guide.
Ready to apply? Go directly to TD:
APPLY ON TD →✓ Official TD website | ✓ Secure application | ✓ Takes 5-10 minutes
What credit score do I need for the TD Cash Back Visa Infinite? ▼
Most Visa Infinite and premium cards require a credit score of 700+ and household income of $60,000+. Check TD's website for exact requirements.
Is the 9/year annual fee worth it? ▼
Calculate your expected annual rewards based on the earn rates above. If they exceed 9/year, the card pays for itself. Most cardholders who spend $2,000+/month break even easily.
Can I get the TD Cash Back Visa Infinite as a newcomer to Canada? ▼
TD has dedicated newcomer programs. If you have been in Canada less than 5 years, check their newcomer page for cards with relaxed eligibility.
This review is for informational purposes only and does not constitute financial advice. Credit card terms and conditions change. Verify current details directly on the TD website before applying.
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