Canadian Tire Triangle Mastercard Review Canada 2026

Por julio • atualizado há 22 minutes atrás

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The Canadian Tire Triangle Mastercard is built for people who shop at canadian tire, sport chek, or atmosphere regularly. At /usr/bin/bash/year on the Mastercard network, here is everything you need to know before applying.

Canadian Tire Credit Cards at a Glance

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Why the Canadian Tire Triangle Mastercard Stands Out

✓ What makes it worth it:

  • No annual fee
  • 4% at CT stores is excellent
  • 2% on gas from any station
  • 2% on groceries is competitive for a free card

✗ What to consider:

  • Rewards are CT Money (not cash)
  • CT Money only redeemable at CT, Sport Chek, Atmosphere, Mark
  • If you do not shop at CT stores, rewards have limited value
  • No travel insurance or premium perks

Verdict: Who Should Get This Card?

A strong free card IF you shop at Canadian Tire regularly. The 2% on gas (any station) and 2% on groceries make it competitive even outside CT. But rewards are locked to CT ecosystem - if you prefer cash back you can spend anywhere, Tangerine or Simplii are better. For more options, see our compare all no-fee cards guide.

Ready to apply? Go directly to Canadian Tire:

APPLY ON CANADIAN TIRE →

✓ Official Canadian Tire website  |  ✓ Secure application  |  ✓ Takes 5-10 minutes

What credit score do I need for the Canadian Tire Triangle Mastercard? ▼

Standard Canadian Tire cards typically require a score of 650+. If your score is below that, consider a secured card first to build history.

Is the /usr/bin/bash/year annual fee worth it? ▼

Calculate your expected annual rewards based on the earn rates above. If they exceed /usr/bin/bash/year, the card pays for itself. Most cardholders who spend $2,000+/month break even easily.

Can I get the Canadian Tire Triangle Mastercard as a newcomer to Canada? ▼

Canadian Tire has dedicated newcomer programs. If you have been in Canada less than 5 years, check their newcomer page for cards with relaxed eligibility.

This review is for informational purposes only and does not constitute financial advice. Credit card terms and conditions change. Verify current details directly on the Canadian Tire website before applying.