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July 2026 has already passed, and the annual GIS reset has already happened. If your GIS payment in July was $0 or lower than expected, this article explains why — and what to do now.
Next official deposit: August 27, 2026 — followed by September 25 and October 28.
What happened in July?
Every July 1st, Service Canada recalculates your GIS based on your previous year’s income from your tax return. This is the annual GIS reset — it happens automatically to everyone, not just to those who receive a renewal form.
Your GIS amount for July–September 2026 is now based on your 2025 income. The maximum GIS for single/widowed is now $1,123.17/month (up from the previous amount).
If July came as $0
If your July GIS payment was $0 or significantly reduced, the most common causes are:
- Missing 2025 tax return: If you did not file by April 30, Service Canada has no income data to calculate your GIS
- 2025 return not yet processed: Even if you filed on time, CRA may not have transmitted the data yet
- Income increased above the GIS threshold: Your 2025 income exceeded the limit
What to do now
1. Check your August 27 deposit — Log into My Service Canada Account to see if your GIS has resumed.
2. File your 2025 taxes immediately — if you have not filed yet. Without a filed return, Service Canada cannot calculate your GIS.
3. Call Service Canada at 1-800-277-9914 — Ask them to verify your GIS status and whether they have received your income data from CRA.
4. Request a retroactive recalculation — If your July payment was $0 due to processing delays, once your data is processed, you can request that your GIS be recalculated retroactively to July.
Maximum GIS amounts July–September 2026
- Single/Widowed: $1,123.17/month
- Couple (both receiving OAS): Up to $676.92/month each
- Couple (one receiving OAS): Up to $1,123.17/month
These amounts apply until the next quarterly adjustment in October 2026.
What to do next
If your payment is still missing or delayed, see our detailed guide on fixing late or stopped OAS/GIS payments.